A personalized retirement-readiness guide. You answer a short questionnaire about your age, savings, income, spending, housing, and target date, and we generate a plan: retirement paths ranked honestly, readiness gauges, your savings gap, where your income will come from, Social Security timing trade-offs, and a dated countdown to your target month.

It gives you an honest range and shows how far your current savings and contributions are from it. Exact targets depend on returns, taxes, and spending choices nobody can predict — the plan is clear about what's a rule of thumb and what you need to confirm with your own statements and an advisor.

No. The plan explains how Social Security timing, account types, and withdrawal sequencing generally work, but decisions about your money belong with a fee-only fiduciary financial advisor and a tax professional. Nothing here is a recommendation to buy, sell, or hold any investment.

Only as a budget line and a calendar date. The plan treats healthcare as a cost to plan for and notes the Medicare enrollment window as a deadline. It does not give health or coverage advice — talk to a licensed agent or your State Health Insurance Assistance Program for that.

The plan will say so. If the savings, income, and spending don't line up with the date, the paths are ranked accordingly and the plan shows what would need to change — more years, less spending, part-time work, or a housing move. An honest 'not yet' beats running out of money at 80.

During our introductory period every level is free.

2-6 minutes to answer, and the plan is emailed within a few minutes after that.

We only use your answers to generate your plan, and we deliver it by email. We don't ask for account numbers, and we don't sell your information.