A personalized mortgage-shopping guide. You answer a short questionnaire about your state, price range, savings, credit picture, and timeline, and we generate a plan: loan types ranked for your profile, rate-readiness gauges, a payment reality check, and a step-by-step path from preapproval to closing.

No — it's a structured, personalized starting point. It tells you which loans likely fit and what to do next; a licensed loan officer confirms your numbers and handles the actual loan. Nothing here is an approval, a rate quote, or a guarantee of either.

They're approximate ranges informed by public sources like CFPB and HUD homebuyer resources and Fannie Mae and Freddie Mac program guidelines. Rates move daily — your plan never quotes today's rate as fact, and you should always check current rates with lenders directly.

Buying a Home covers the whole journey — budget, market, house hunting, offers. Mortgage Gaido goes deep on the financing alone: which loan, what payment, which lender, what paperwork, and how to get from application to closing without losing money along the way.

Yes — that's exactly what the ranking is for. If your profile doesn't fit a loan today, the plan says so plainly and shows what would change it: credit moves, debt paydown, savings targets, or a different loan type.

During our introductory period every level is free.

2-6 minutes to answer, and the plan is emailed within a few minutes after that.

We only use your answers to generate your plan, and we deliver it by email. We don't sell your information.