Every plan is personalized to your state, price range, credit picture, and timeline.
Features | Snapshot | Plan | Playbook |
|---|---|---|---|
| Best for | Figuring out which loan even fits you | Getting ready to apply for preapproval | Actively shopping lenders and locking a rate |
| Get Snapshot | Get Plan | Get Playbook | |
| Sample Plan See an example of what you'll receive | View Sample | View Sample | View Sample |
| Number of Questions | 6 | 9 | 12 |
| Analysis Depth | Brief | Moderate | Extensive |
| Microsite | Summary site | Summary site with analysis | Summary site with analysis, checklist and calendar |
| Loan Options, Ranked 3-5 loan types scored honestly for your profile | |||
| Rate-Readiness Gauges Dial gauges for credit position, debt-to-income, and down payment | |||
| Path to Closing Step-by-step checklist from today to closing day | |||
| Payment Reality Check The full monthly payment across your likely scenarios | — | ||
| Loans Side by Side Down payments, mortgage insurance, and credit floors compared | — | ||
| Qualification Prep Credit, DTI, and savings: where you are vs where you need to be | — | ||
| Lender-Shopping Playbook Banks vs brokers vs online, comparing Loan Estimates, when to lock | — | — | |
| Document Kit Everything underwriting will ask for, organized and counted | — | — | |
| Trap Defense Rate-lock timing, junk fees, PMI myths — and the counter-moves | — | — | |
| Plan B Denied or priced out: what to fix and when to retry | — | — |
Figuring out which loan even fits you
6 questions • Brief analysis
Summary site
Getting ready to apply for preapproval
9 questions • Moderate analysis
Summary site with analysis
Actively shopping lenders and locking a rate
12 questions • Extensive analysis
Summary site with analysis, checklist and calendar